Municipal bonds can be an important asset class to hold in an FI’s investment portfolio, offering lower tax...
Adding partnership-oriented selection criteria may serve you well during your vendor vetting process. Here are 4 characteristics to evaluate the next time you search for a suitable FinPartner.
As commercial borrowers seek long-term funding, it’s time for risk-averse community banks to examine commonly-held phobia about using swaps.
As your institution grows, either organically or through acquisition, new challenges emerge. Partnering with an independent firm with decades of experience can ensure growth and health.
Interest rate risk is embedded in every financial institution’s balance sheet. Board members should encourage their management teams to consider adding derivatives to their tool kit.
With so many moving parts, assessing the performance of the individuals responsible for managing the investment portfolio can be a difficult task.
As rising short-term interest rates flatten the yield curve, the resulting squeeze in bank margins is leading executives to look in every nook and cranny seeking cost savings.
Assessing the performance of those responsible for managing the investment portfolio can be difficult. Consider the entire balance sheet strategy and how the investment portfolio complements it.
There are three methods to manage a bank’s investment portfolio: in-house, broker/dealer or outsourcing to an independent investment advisor. What is the true cost of each?
Improving security portfolio yields can help to bolster total interest income earned, return on assets (ROA) and return on equity (ROE).
With the President signing off on the Tax Cuts and Jobs Act on December 22nd, 2017, financial institutions (FIs) must determine how the changes will affect their business as a whole.
With a more volatile yield curve expected in the upcoming years and continued competition for loans, net interest margins (NIM) may continue to compress for many financial institutions (FIs).
Municipal bonds can be an important asset class to hold in an FI’s investment portfolio, offering lower taxable income and higher tax equivalent yields than similarly rated investment alternatives.
A look at the impact of rising short-term interest rates and changing competitive landscape for non-maturity deposits on financial institutions’ cost of funds.
This webinar examines the factors driving the markets and the risk management strategies being considered across Chatham Financial's clientele.
This webinar examines the factors driving the markets, the changing hedge accounting landscape and the potential impact that these variables may have on the way financial institutions manage risk.
Expanding the search from the P&L expense line to the balance sheet reveals several “dollar bills” of profitability growth potential via net interest margin expansion.
Changing market conditions are creating real concerns for financial institution management teams and present a battle that will put core deposit stickiness to the test.
With a more volatile yield curve expected, and continued competition for loans, net interest margins (NIM) may continue to compress for many financial institutions.