Getting Started with Swaps: Three Ways to Test the Water
There are three distinct methods for community banks looking to enter the derivatives “waters.”
Five Derivatives Safety Tips: Accessing Power While Maintaining Peace of Mind
Often viewed as risky and dangerous, interest rate derivatives are very powerful tools provided these five important safety tips are considered.
Community Banks and Derivatives: Knowing When to Shift Gears
Before getting behind the wheel of a vehicle with a derivatives-powered engine, it is critical for a community bank to understand how the transmission works, and how/when to shift gears.
Community Banks and Derivatives: Debunking the Four Biggest Myths
As commercial borrowers seek long-term funding, it’s time for risk-averse community banks to examine commonly-held phobia about using swaps.
FASB Update Removes Roadblock to Hedging With Derivatives
Complex hedge accounting rules are high on the list of reasons that community banks have chosen to avoid derivatives as risk management tools.
3 Reasons to Partner With an Advisor on Your Investment Portfolio
As rising short-term interest rates flatten the yield curve, the resulting squeeze in bank margins is leading executives to look in every nook and cranny seeking cost savings.
Derivatives Education for Boards: Weighing the Whys Along With the Why Nots
Bob Newman, managing director for Chatham Financial, questions common objections to swaps and uncovers truths that may motivate your board to take a fresh look at derivatives.
Bond Portfolio: In Search of Buried Treasure
Expanding the search from the P&L expense line to the balance sheet reveals several “dollar bills” of profitability growth potential via net interest margin expansion.
Swaps on a Blind Date? Three Questions for Community Banks
Increasing demand from borrowers for long-term fixed-rate loans and the willingness of larger banks to meet that demand has forced community banks to find a way to remain competitive.